Usage-based insurance and inroads in trucking
Independents/small fleet owners, are you aware of/have you looked into so-called "usage-based" forms of liability insurance where premiums dynamically adjust, available from some of today's insurers?
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Yes, I use a "usage-based" policy today
Yes, have heard of it but don't use
Yes, have heard of it but am leased, no need for it
Yes, have tried a "usage-based" policy in the past
No
I'm not sure
Comments:
If you've purchased a "usage-based" policy at any point in the past, what use factors were in play to dynamically impact premiums paid?
Miles, solely
Specific geography of operation
Combination of miles and specific geography
Days/weeks of use
Not applicable, I've never purchased a usage-based policy
Other:
Comments: